Wedding Planning Calculator — Estimate Costs and Savings Needed
Calculate your total wedding budget and monthly savings needed to fund your dream wedding. Break down costs across venue catering decoration and more.
Indian weddings are grand celebrations that can cost anywhere from Rs 5 lakh for a simple ceremony to Rs 1 crore or more for a luxury destination wedding. The average middle-class Indian wedding costs Rs 15-25 lakh in 2026. American weddings average $35000-$40000. Planning your budget in advance and saving systematically prevents wedding debt which is one of the worst ways to start married life.
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Key Information
| Parameter | Details |
|---|---|
| Average India Wedding Cost | Rs 15-25 lakh (middle class) |
| Average US Wedding Cost | $35,000 - $40,000 |
| Venue (biggest expense) | 30% - 40% of total budget |
| Food and Catering | 20% - 25% of total budget |
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Use Calculator NowFrequently Asked Questions
How to save for a wedding in 2 years?
For a Rs 20 lakh wedding in 2 years you need to save approximately Rs 80000 per month or Rs 40000 each from two families. Invest in short-term debt funds or recurring deposits rather than equity for this short timeline. If you have 3+ years start a SIP in balanced advantage funds for potentially higher returns with moderate risk.
Where to cut wedding costs without sacrificing quality?
Choose off-season dates (January-March or July-August) for 20-30% venue discounts. Limit guest list to closest 200 instead of 500. Choose a weekday wedding for significant savings. Use digital invitations instead of printed cards. Negotiate package deals with venues that include catering and decoration. Consider afternoon receptions which cost less than dinner events.
Should I take a personal loan for wedding?
Avoid wedding loans if possible as starting married life with debt creates financial stress. A Rs 10 lakh personal loan at 14% for 3 years costs Rs 3.42 lakh in interest. Instead extend the planning timeline to save more. If you must borrow keep it under Rs 3-5 lakh with the shortest tenure you can afford and factor the EMI into your post-wedding budget.
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Last updated: 24 March 2026