🇺🇸 119 United States Calculators

From mortgage payments and 401(k) projections to business loan costs and HSA tax savings — our USA financial calculators cover the full spectrum of American personal finance. All calculators use current 2026 interest rates and federal tax brackets so you can plan with confidence.

Investment Calculators (21)

Compound Interest Calculator

Free compound interest calculator with monthly contributions. See how your investment grows over 5 10 20 or 30 years wit...

401k Calculator

Free 401k calculator to estimate your retirement savings. See how employer matching contributions and compound interest ...

Retirement Calculator

Free retirement calculator to estimate how much you need to retire comfortably. Factor in Social Security inflation and ...

Savings Goal Calculator

Calculate exactly how much you need to save monthly to reach any financial target. Plan for a house down payment vacatio...

ROI Calculator

Free ROI calculator to calculate return on investment for any business project or financial investment. Compare ROI acro...

Down Payment Calculator

Calculate how much down payment you need for a home and how long it will take to save. Compare 5% 10% and 20% down payme...

Rent vs Buy Calculator

Compare the true cost of renting versus buying a home over 5 10 15 and 20 years. Factor in property appreciation mainten...

FIRE Calculator

Calculate your FIRE number and how many years until you can retire early. Factor in current savings savings rate investm...

Roth IRA Calculator

Calculate Roth IRA contribution limits investment growth and tax-free retirement income. See how starting early creates ...

Real Estate ROI Calculator

Calculate true ROI on real estate investments including rental income appreciation tax benefits and all costs....

Net Worth Calculator

Calculate your net worth by adding all assets and subtracting all liabilities. Track your wealth growth over time and co...

Cost of Living Comparison

Compare cost of living between US cities. See how far your salary goes in different metros by comparing housing grocerie...

529 Plan Calculator

Calculate how much your 529 college savings plan could grow. Estimate future college costs and how much to save monthly ...

HSA Contribution Calculator

Calculate HSA contributions growth and tax savings. See how the triple tax advantage makes HSAs the most powerful saving...

Rule of 72

Use the Rule of 72 to instantly calculate how many years it takes your money to double at any interest rate....

401k Match Calculator

Calculate how much free money you get from your employer 401k match. See the impact of not contributing enough to get th...

401k Contribution Calculator

Calculate optimal 401k contributions to maximize employer match. See how different contribution levels affect your retir...

CD Calculator

Free CD calculator to estimate maturity value and interest earned on certificates of deposit. Compare APY rates and term...

Annuity Calculator

Free annuity calculator to estimate payments; present value; and future value. Plan guaranteed retirement income with co...

Stock Profit Calculator

Free stock profit calculator to determine gains or losses from trades. Enter buy/sell prices and share quantity for inst...

Options Profit Calculator

Free options profit calculator for calls and puts. Enter strike price; premium; and contracts to estimate your max profi...

Loan Calculators (31)

Mortgage Calculator USA

Free mortgage calculator for US home buyers. Calculate monthly payments for 15-year and 30-year fixed mortgages with pro...

Auto Loan Calculator USA

Free auto loan calculator for US car buyers. Calculate monthly payments for new and used cars with different down paymen...

Student Loan Calculator

Calculate monthly student loan payments under different repayment plans. Compare Standard Graduated Extended and Income-...

Credit Card Payoff Calculator

Calculate how long it will take to pay off credit card debt. See how extra payments accelerate your payoff date and redu...

Mortgage Payment on $300K Home

Calculate monthly mortgage payment on a $300000 home at current US interest rates. Includes principal interest property ...

Mortgage Payment on $500K Home

Calculate monthly mortgage payment on a $500000 home. See payments at different down payments interest rates and loan te...

Car Affordability Calculator

Calculate the maximum car price you can comfortably afford based on your income down payment and monthly budget. Avoid o...

Debt-to-Income Calculator

Calculate your debt-to-income ratio to check loan eligibility. Banks use DTI to determine how much you can borrow for mo...

FHA Loan Calculator

Free FHA loan calculator with mortgage insurance premium. Calculate monthly payments for FHA loans with as little as 3.5...

VA Loan Calculator

Free VA loan calculator for veterans and military. Calculate monthly payments with no down payment no PMI and competitiv...

Lease vs Buy Car Calculator

Compare total cost of leasing versus buying a car over 3-5 years. Factor in monthly payments depreciation insurance main...

Business Loan Calculator USA

Free US business loan calculator. Estimate monthly payments for SBA 7(a) loans and term loans and lines of credit....

HELOC Calculator

Free HELOC calculator. Estimate monthly interest payments on your home equity line of credit. See how much equity you ca...

Debt Snowball Calculator

Use the debt snowball method to create a plan for paying off all your debts. See your payoff timeline and total interest...

Amortization Schedule Calculator

Generate a complete amortization schedule showing principal and interest breakdown for every payment....

APR Calculator

Calculate the APR on any loan including fees and charges to compare the true cost of borrowing....

Student Loan Forgiveness

Calculate your student loan forgiveness timeline under PSLF and income-driven repayment plans. See how much you could sa...

Mortgage Refinance Calculator

Calculate if refinancing your mortgage saves money. Compare your current payment with a new loan and see the break-even ...

Mortgage Payment on $400000

Calculate the monthly mortgage payment on a $400000 home loan. See how interest rate down payment and term affect your t...

Mortgage Payment on $600000

Calculate the monthly mortgage payment on a $600000 home loan. Compare rates terms and see the total cost over the life ...

Mortgage Payment on $250000

Calculate the monthly payment on a $250000 mortgage. See how rate term and down payment affect your total housing cost....

Mortgage Payment on $700000

Calculate the monthly mortgage payment on a $700000 home loan. See how rates and terms affect your total cost over the l...

Debt Consolidation Calculator

Calculate if consolidating multiple debts into one loan saves you money. Compare your current total payments with a sing...

Mortgage Comparison

Compare two mortgage offers side by side. See total cost difference monthly payment difference and which loan saves you ...

Mortgage Payment on $800000

Calculate the monthly mortgage payment on an $800000 home loan. Common for homes in competitive suburban markets and mid...

Mortgage Payment on $200000

Calculate monthly mortgage payment on a $200000 home loan at current interest rates. See payment breakdowns for 15 and 3...

Mortgage Payment on $1000000

Calculate monthly payment on a $1 million mortgage for luxury and high-cost market properties across the US....

Mortgage Payment on $150000

Calculate monthly payment on a $150000 mortgage — among the most affordable home loans in the US market....

Mortgage Payment on $900000

Calculate monthly mortgage on a $900000 home loan. Compare rates for high-value properties in premium US markets....

Mortgage Payment on $350000

Calculate monthly mortgage payment on a $350000 home loan at current rates. See payment comparison for 15-year and 30-ye...

Mortgage Payment on $750000

Calculate monthly mortgage payment on a $750000 home loan. See 15-year vs 30-year payment comparison with taxes and insu...

Utility Calculators (19)

Tip Calculator

Free tip calculator for restaurants bars and services. Calculate tip amounts split bills between multiple people and det...

Margin Calculator

Free margin calculator for businesses. Calculate gross margin net margin markup and profit percentage for any product or...

Salary to Hourly Calculator

Convert annual salary to hourly rate and vice versa. Calculate your real hourly earnings including overtime and understa...

GBP to USD Converter

Convert British Pounds to US Dollars at the latest exchange rate. Understand factors affecting the GBP/USD pair and hist...

Emergency Fund Calculator

Calculate your ideal emergency fund size based on monthly expenses job stability and dependents....

GPA Calculator

Free GPA calculator for high school and college students. Calculate weighted and unweighted GPA on 4.0 scale with suppor...

Hourly to Salary Calculator

Convert your hourly wage to annual salary and vice versa. See weekly biweekly and monthly income breakdowns based on hou...

Side Hustle Calculator

Estimate your potential side hustle income based on hours available hourly rate and expenses. Compare different side hus...

Child Care Cost Calculator

Calculate annual childcare costs in the United States. Compare daycare center nanny and au pair costs by state and estim...

Moving Cost Calculator

Free moving cost calculator for interstate and local moves in the USA. Estimate full-service movers vs DIY truck rental ...

Overtime Calculator

Calculate overtime pay at 1.5x and 2x rates. See how extra hours affect your weekly and monthly income with different ov...

College Cost Calculator

Project future college tuition costs based on current rates and historical tuition inflation. Plan how much to save for ...

Home Equity Calculator

Calculate your current home equity based on property value and mortgage balance. See how payments appreciation and impro...

Savings Rate Calculator

Calculate your savings rate as a percentage of income. See how your rate compares to averages and how it affects your pa...

Working Hours Calculator

Calculate total working hours per week month and year. See overtime potential and compare with standard work schedules a...

Rent Affordability Calculator

Calculate the maximum rent you can afford based on income and expenses. Follow the 30% rule and avoid becoming rent-burd...

EV Range Calculator

Calculate real-world electric vehicle range based on battery size driving conditions temperature and driving style. Plan...

Square Footage Calculator

Free square footage calculator for rooms; properties; and flooring. Calculate area from length and width in feet; inches...

Fuel Cost Calculator

Free fuel cost calculator to estimate gas expenses for road trips. Enter distance; MPG; and gas price for instant trip c...

Tax Calculators (16)

US Sales Tax Calculator

Calculate sales tax for any purchase in any US state and city. See combined state county and city tax rates for accurate...

Capital Gains Tax Calculator

Calculate federal capital gains tax on stock sales real estate and other investments. Understand short-term vs long-term...

HSA Growth Calculator

Calculate HSA contribution limits tax savings and investment growth. Understand why the HSA is called the most tax-advan...

Paycheck Calculator

Free US paycheck calculator. Calculate your take-home pay after federal tax state tax Social Security Medicare and other...

Property Tax Calculator

Calculate annual property tax based on home value and location. Compare property tax rates across all 50 US states and f...

Crypto Tax Calculator USA

Calculate US federal tax on cryptocurrency transactions including capital gains from trading mining income staking rewar...

Tax Bracket Calculator

Calculate which federal tax bracket you fall into for 2026. Understand marginal vs effective tax rates and how the progr...

Social Security Calculator

Estimate your Social Security retirement benefits based on your earnings history. Compare claiming at 62 vs 67 vs 70 and...

W-4 Withholding Calculator

Calculate the correct W-4 withholding to avoid owing taxes or getting a large refund. Optimize your federal tax withhold...

RMD Calculator

Calculate your Required Minimum Distributions from traditional IRA and 401k accounts. See how much you must withdraw eac...

Estate Tax Calculator

Calculate federal estate tax on your estate. See the current exemption threshold and tax rates for estates above the lim...

Self-Employment Tax Calculator

Calculate self-employment tax and estimated quarterly payments for freelancers 1099 contractors and sole proprietors in ...

Bonus Tax Calculator

Calculate how much of your bonus you actually take home after federal and state taxes. Understand the percentage and agg...

Lottery Tax Calculator

Calculate federal and state taxes on lottery winnings. See the difference between lump sum and annuity payout after taxe...

Average Tax Rate Calculator

Calculate your average (effective) tax rate versus your marginal rate. Understand why your actual tax burden is always l...

After Tax Salary Calculator

Calculate your after-tax salary in any US state. See federal tax state tax Social Security and Medicare deductions for y...

Health Calculators (12)

Body Fat Calculator

Calculate your body fat percentage using the US Navy method. Just enter your measurements to get an estimate of your bod...

Calorie Calculator

Calculate your daily calorie needs based on age weight height activity level and goals. Get personalized targets for wei...

Due Date Calculator

Calculate your estimated due date based on last menstrual period or conception date. See your pregnancy timeline with ke...

Blood Pressure Calculator

Check your blood pressure reading against medical guidelines. Understand what your systolic and diastolic numbers mean a...

Ideal Weight Calculator

Calculate your ideal body weight using multiple scientific formulas including Devine Robinson Miller and Hamwi methods....

Water Intake Calculator

Calculate your recommended daily water intake based on weight and activity level and climate. Free personalized hydratio...

Sleep Calculator

Calculate your ideal bedtime based on when you need to wake up. Align with natural 90-minute sleep cycles for better res...

Protein Calculator

Calculate your optimal daily protein intake based on weight goals and activity level. Essential for muscle building weig...

TDEE Calculator

Free TDEE calculator to estimate daily calorie needs based on activity level. Uses Mifflin-St Jeor and Harris-Benedict f...

Macro Calculator

Free macro calculator to find your ideal protein; carb; and fat ratio. Customize macros for weight loss; muscle gain; or...

Ovulation Calculator

Free ovulation calculator to predict your fertile window and ovulation day. Plan conception with accurate cycle-based pr...

Pregnancy Week Calculator

Free pregnancy week calculator to track your current week and trimester. Enter your last period or conception date for i...