Rental Bond Calculator — How Much Interest on Your Bond? — Australia 2026

Calculate interest earned on your rental bond held by the state tenancy authority. See current bond interest rates and understand your rights at lease end.

Rental bonds in Australia are held by state-based tenancy authorities (not your landlord) in interest-bearing trust accounts. The interest rate varies by state and is typically very low (0.5-2% per year). At the end of your tenancy you are entitled to the bond plus accumulated interest minus any legitimate deductions for damage or unpaid rent. Understanding bond rules protects your rights as a tenant.

How much interest do I earn on my rental bond?

On a $2400 bond (4 weeks rent at $600/week) at 1% interest for 2 years: approximately $48 in interest. Bond interest rates are set by each state and are currently very low. The interest is not significant enough to factor into financial planning but you are legally entitled to it when your bond is refunded. Check your state tenancy authority for current rates.

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Rental Bond Calculator

Income Tax
A$18,092
Medicare Levy (2%)
A$1,700
Total Tax
A$19,792
Take-Home
A$65,208
Effective Rate
23.3%

How to Use This Calculator

Enter your values in the fields above and the calculator will compute results instantly as you type. You can adjust any input to compare different scenarios. All calculations happen in your browser — no data is sent to any server and nothing is stored. Use the share buttons below the results to save or send your calculations via WhatsApp, Twitter, or by copying the link. For related calculations, check the suggested tools in the "What to calculate next" section below.

Key Information

ParameterDetails
Bond Amount (typical)4 weeks rent
Interest Rate (typical)0.5% - 2.0% per year
Held ByState tenancy authority
Refund TimeframeUsually within 14-21 days

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Frequently Asked Questions

How much interest do I earn on my rental bond?

On a $2400 bond (4 weeks rent at $600/week) at 1% interest for 2 years: approximately $48 in interest. Bond interest rates are set by each state and are currently very low. The interest is not significant enough to factor into financial planning but you are legally entitled to it when your bond is refunded. Check your state tenancy authority for current rates.

How do I get my rental bond back?

At lease end: request a bond refund form from your state tenancy authority. Both tenant and landlord must agree on the refund amount. If you left the property in the same condition as when you moved in (minus fair wear and tear) you are entitled to the full bond plus interest. Take dated photos at move-in and move-out as evidence. Disputes are resolved through the relevant state tribunal.

Can my landlord keep my entire bond?

No. Your landlord can only claim specific amounts for actual damage beyond fair wear and tear unpaid rent or unpaid utility bills. They cannot claim for normal wear and tear (faded paint worn carpet scuff marks). If you disagree with proposed deductions do not sign the bond refund form until you reach agreement or take the matter to the state tribunal which is free or low cost.

Are these calculators free to use?

Yes, all calculators on CalcCorp are completely free — no registration, no login, no hidden charges. Results are calculated instantly in your browser and we do not store any of your data.

How accurate are these calculations?

Our calculators use standard financial formulas updated with the latest tax rates, interest rates, and government policies for 2026. Results are accurate for planning purposes but should be verified with a professional for final decisions.

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Last updated: March 2026