Property Tax Calculator India — Annual Tax on Your Property

Calculate annual property tax for your house or flat. Compare rates across Mumbai Delhi Bangalore Chennai and other major cities.

Property tax in India is levied by local municipal corporations based on property size location type and usage. Rates vary enormously by city: Mumbai charges approximately 0.3-0.6% of property value annually while Bangalore charges 0.2-0.4%. Understanding your property tax obligation helps budget for homeownership costs beyond the EMI.

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ROI Calculator

Total ROI
50.0%
Annualized
14.5%
Profit
$25,000

Key Information

ParameterDetails
Mumbai Property Tax0.3% - 0.6% of property value
Delhi Property TaxBased on unit area and zone
Bangalore Property Tax0.2% - 0.4% of property value
Penalty for Late Payment2% per month in most cities

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Frequently Asked Questions

How much is property tax on Rs 1 crore flat?

In Mumbai: approximately Rs 30000-60000 per year. In Bangalore: approximately Rs 20000-40000. In Delhi: varies by zone from Rs 15000-50000. In Chennai: approximately Rs 25000-45000. Property tax depends on built-up area location floor and age of building — not just market value.

How to pay property tax online?

Most major cities offer online payment: Mumbai (mcgm.gov.in) Delhi (mcdpropertytax.in) Bangalore (bbmponline.com) Chennai (chennaicorporation.gov.in). You need your property assessment number or PID. Pay before the due date (usually March 31) to avoid 2% monthly penalty and sometimes get 5-10% early payment discount.

Can I claim property tax deduction in income tax?

Property tax paid on a let-out property is fully deductible from rental income under Section 24. For self-occupied property property tax is not separately deductible but the Rs 2 lakh home loan interest deduction provides indirect relief. Keep property tax receipts for income tax filing documentation.

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Last updated: March 2026