Property Registration Calculator — State-wise Stamp Duty and Charges
Calculate property registration charges and stamp duty for all Indian states. Compare rates for men women and joint registration to save on property purchase in 2026.
When buying property in India you must pay stamp duty and registration charges on top of the property price. Stamp duty varies significantly from state to state ranging from 3% to 10% of the property value. Registration charges are typically 1% in most states. Several states offer reduced rates for women buyers as an incentive. For a Rs 50 lakh property these charges can range from Rs 2 lakh to Rs 5.5 lakh depending on the state making it essential to budget for these costs.
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Key Information
| Parameter | Details |
|---|---|
| Maharashtra Stamp Duty | 5% (6% in Mumbai) |
| Delhi Stamp Duty | 4% (women) 6% (men) |
| Karnataka Stamp Duty | 5% (2% for properties under Rs 20L) |
| Registration Charges | 1% in most states |
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Use Calculator NowFrequently Asked Questions
Which state has the lowest stamp duty?
Among major states Rajasthan offers some of the lowest effective rates at 4% for women and 5% for men. Kerala charges 8% but with lower property prices the absolute amount is manageable. Among Union Territories Goa charges just 3.5% for properties under Rs 50 lakh. Several northeastern states also have lower rates. Women buyers get reduced rates in many states with discounts of 1-2% being common.
Do women pay less stamp duty in India?
Yes many Indian states offer reduced stamp duty for women property buyers. In Delhi women pay 4% versus 6% for men. In Haryana it is 4% versus 7% for men. In Rajasthan women pay 4% versus 5% for men. These reductions are designed to encourage female property ownership. Registering property jointly with a female co-owner can also unlock reduced rates in several states. This discount can save Rs 50000-200000 on a typical property.
Can stamp duty be claimed as tax deduction?
Yes stamp duty and registration charges paid on a residential property are eligible for deduction under Section 80C of the Income Tax Act up to the overall limit of Rs 1.5 lakh per financial year. This deduction is available only in the year of payment and only for residential properties. It applies regardless of whether you take a home loan or purchase outright. This is in addition to home loan interest deduction under Section 24.
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Last updated: 24 March 2026