Income Tax Calculator Canada — Calculate Your Total Tax
Free Canadian income tax calculator for 2026. Calculate federal and provincial tax combined for any province including Ontario BC Alberta and Quebec.
Canada has a unique two-level tax system where you pay both federal income tax and provincial or territorial tax. Your total tax rate depends on which province you live in with rates varying significantly. Alberta has the lowest provincial rates while Quebec and Nova Scotia have the highest. Our calculator combines both levels to show your true total tax burden and after-tax income.
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Key Information
| Parameter | Details |
|---|---|
| Federal Basic Personal Amount | $16129 (2026) |
| Federal Tax Brackets | 15%, 20.5%, 26%, 29%, 33% |
| Ontario Top Combined Rate | 53.53% |
| Alberta Top Combined Rate | 48% |
Calculate your Canadian tax
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Use Calculator NowFrequently Asked Questions
How much tax do I pay on $80000 in Ontario?
On an $80000 salary in Ontario for 2026 your total tax would be approximately $17800 combining federal ($10200) and Ontario provincial ($5300) taxes plus CPP ($3800) and EI ($1050) contributions. Your take-home pay would be approximately $62200 or about $5183 per month. Your effective tax rate is about 22.3%.
Which province has the lowest income tax in Canada?
Alberta has the lowest provincial income tax with a flat 10% rate on the first $148269 of income. This combined with no provincial sales tax makes Alberta the most tax-friendly province for high earners. British Columbia and Ontario have moderate rates while Quebec and the Atlantic provinces have the highest combined federal-provincial rates.
What is CPP and how much do I pay?
Canada Pension Plan contributions are mandatory for employees earning above $3500. In 2026 you pay 5.95% on earnings between $3500 and $71300 (CPP1) plus 4% on earnings between $71300 and $79400 (CPP2). Maximum combined employee contribution is approximately $4800. Self-employed individuals pay both the employee and employer portions doubling the amount.
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Last updated: 24 March 2026