Gratuity Calculator — 15 Years Service Calculation
Calculate gratuity entitlement after 15 years of service based on your last drawn basic salary plus dearness allowance.
After 15 years of service gratuity is calculated as (Last Drawn Basic + DA) × 15 × 15 / 26. On a basic salary of Rs 50000 per month the gratuity is Rs 4.33 lakh. The maximum gratuity payable under the Payment of Gratuity Act is Rs 25 lakh which is tax-free under Section 10(10).
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Gratuity Calculator
Key Information
| Parameter | Details |
|---|---|
| Formula | (Basic + DA) × 15 × Years / 26 |
| Maximum Gratuity | Rs 25 lakh (tax-free) |
| Eligibility | Minimum 5 years of service |
| Tax on Gratuity | Exempt up to Rs 25 lakh |
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Use Calculator NowFrequently Asked Questions
How much gratuity after 15 years on Rs 60000 basic?
Gratuity = 60000 × 15 × 15 / 26 = Rs 5.19 lakh. This is fully tax-free as it is below the Rs 25 lakh exemption limit. On Rs 80000 basic: gratuity = Rs 6.92 lakh. On Rs 100000 basic: Rs 8.65 lakh. Gratuity is a significant retirement benefit.
Is gratuity taxable after 15 years?
For government employees gratuity is fully tax-free regardless of amount. For private sector employees gratuity is tax-free up to Rs 25 lakh. Any amount above Rs 25 lakh is taxable at your income tax slab rate. With 15 years service and typical salaries most employees stay well below the Rs 25 lakh limit.
Does gratuity include HRA and other allowances?
No. Gratuity is calculated only on the last drawn Basic Salary plus Dearness Allowance. HRA special allowance and other components of CTC are excluded from the gratuity calculation. This is why employees with high basic salary component receive more gratuity than those with low basic and high allowances.
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Last updated: March 2026