Canada Child Benefit Calculator — Estimate Your Monthly CCB
Calculate your Canada Child Benefit payments based on family income number of children and their ages. See monthly and annual CCB amounts.
The Canada Child Benefit is a tax-free monthly payment to eligible families to help with the cost of raising children under 18. For 2025-26 the maximum annual benefit is $7787 per child under 6 and $6570 per child aged 6-17. Payments are income-tested meaning they decrease as family net income rises above $36502. CCB is one of the most generous child benefit programs globally and plays a significant role in reducing child poverty in Canada.
How much CCB will I receive?
At the maximum: $649/month per child under 6 and $548/month per child aged 6-17. Benefits start reducing above $36502 family net income. For one child under 6 with family income of $60000 the annual benefit is approximately $6800. At $100000 income it drops to approximately $4200. At $200000+ the benefit approaches zero for most families.
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Canada Child Benefit Calculator
How to Use This Calculator
Enter your values in the fields above and the calculator will compute results instantly as you type. You can adjust any input to compare different scenarios. All calculations happen in your browser — no data is sent to any server and nothing is stored. Use the share buttons below the results to save or send your calculations via WhatsApp, Twitter, or by copying the link. For related calculations, check the suggested tools in the "What to calculate next" section below.
Key Information
| Parameter | Details |
|---|---|
| Maximum CCB (under 6) | $7787 per year ($648.92/month) |
| Maximum CCB (age 6-17) | $6570 per year ($547.50/month) |
| Income Clawback Starts | $36502 family net income |
| Payment Frequency | Monthly (tax-free) |
Estimate your CCB payments
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Use Calculator NowFrequently Asked Questions
How much CCB will I receive?
At the maximum: $649/month per child under 6 and $548/month per child aged 6-17. Benefits start reducing above $36502 family net income. For one child under 6 with family income of $60000 the annual benefit is approximately $6800. At $100000 income it drops to approximately $4200. At $200000+ the benefit approaches zero for most families.
Is CCB taxable income?
No the Canada Child Benefit is completely tax-free. You do not report it as income on your tax return and it does not affect your eligibility for other income-tested benefits like GST/HST credit or GIS. This makes CCB one of the most efficient government transfers as families receive the full amount without any tax erosion. Invest it wisely in RESP for your child's education.
How to maximize CCB payments?
CCB is based on family net income so reducing your net income increases payments. Contribute to RRSP to lower net income and increase CCB. If one spouse earns significantly less income splitting strategies can help. Ensure you file tax returns every year even with no income as CRA uses your return to calculate CCB. Apply immediately after your child is born to avoid missed payments.
Are these calculators free to use?
Yes, all calculators on CalcCorp are completely free — no registration, no login, no hidden charges. Results are calculated instantly in your browser and we do not store any of your data.
How accurate are these calculations?
Our calculators use standard financial formulas updated with the latest tax rates, interest rates, and government policies for 2026. Results are accurate for planning purposes but should be verified with a professional for final decisions.
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Last updated: March 2026