Canada Child Benefit Calculator — Estimate Your Monthly CCB
Calculate your Canada Child Benefit payments based on family income number of children and their ages. See monthly and annual CCB amounts.
The Canada Child Benefit is a tax-free monthly payment to eligible families to help with the cost of raising children under 18. For 2025-26 the maximum annual benefit is $7787 per child under 6 and $6570 per child aged 6-17. Payments are income-tested meaning they decrease as family net income rises above $36502. CCB is one of the most generous child benefit programs globally and plays a significant role in reducing child poverty in Canada.
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Key Information
| Parameter | Details |
|---|---|
| Maximum CCB (under 6) | $7,787 per year ($648.92/month) |
| Maximum CCB (age 6-17) | $6,570 per year ($547.50/month) |
| Income Clawback Starts | $36,502 family net income |
| Payment Frequency | Monthly (tax-free) |
Estimate your CCB payments
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Use Calculator NowFrequently Asked Questions
How much CCB will I receive?
At the maximum: $649/month per child under 6 and $548/month per child aged 6-17. Benefits start reducing above $36502 family net income. For one child under 6 with family income of $60000 the annual benefit is approximately $6800. At $100000 income it drops to approximately $4200. At $200000+ the benefit approaches zero for most families.
Is CCB taxable income?
No the Canada Child Benefit is completely tax-free. You do not report it as income on your tax return and it does not affect your eligibility for other income-tested benefits like GST/HST credit or GIS. This makes CCB one of the most efficient government transfers as families receive the full amount without any tax erosion. Invest it wisely in RESP for your child's education.
How to maximize CCB payments?
CCB is based on family net income so reducing your net income increases payments. Contribute to RRSP to lower net income and increase CCB. If one spouse earns significantly less income splitting strategies can help. Ensure you file tax returns every year even with no income as CRA uses your return to calculate CCB. Apply immediately after your child is born to avoid missed payments.
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Last updated: 24 March 2026